Medicare with Care

Medicare Supplements - Protection from the Bills Medicare Doesn’t Pay
Medicare with Care

Medicare Supplements - Protection from the Bills Medicare Doesn’t Pay

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Turning 56 - Gurauntteed
Issue


There are several things individuals should know before applying for a Medical Supplement Plan. Initial Enrollment is guaranteed issue, which means you cannot be turned down for any health reasons. The best time to apply for a Medicare Supplement is the seven month period surrounding your 65th birthday – three months before, the month of, and three months after your birthday.

Medicare is not full coverage

Did you know that Original Medicare does not fully cover all of your Hospital and Medical expenses? Original Medicare consists of Hospital Insurance (Part A) and Medical Insurance (Part B). Original Medicare pays a good share of Medicare approved amounts for covered health care costs, but it does not pay these costs fully. That’s where a Medicare Supplement can help – paying for deductibles, coinsurance and co-payments – not covered by Original Medicare that would otherwise be your responsibility.

Filling in the gaps

If a person has chosen the Original Medicare option, he or she is also eligible to purchase a Medicare Supplement plan. Medicare Supplement, Medigap or Med Supp is private health insurance that supplements Original Medicare and helps an individual pay the coinsurance, copayments and/or deductibles not covered by Medicare. Medicare Supplement is regulated by the federal government through the Center for Medicaid and Medicare Services (CMS) and requires insurers to only sell standardized plans, which means they include the same benefits and features, regardless of the company a consumer purchases the coverage through.
[pbtheme_title type="h2" align="center" bot_margin="0px" animate="fadeIn" animation_group="" animation_delay="0" pbuilder_scid="8" pbuilder_pgid="61"]Carlos Mejia helps seniors 800-800-8000[/pbtheme_title]
By specializing in the knowledge of Medicare Medigap Supplemental Options and rates each year, I can help you make informed decisions which account for your specific needs. I study ALL of the Medicare Supplemental options available today, and I will only recommend Medicare Supplemental plans that will protect your assets and allow you to continue to see your personal doctor. I look forward to serving you!
Carlos MeliaSenior Counsultant

Medicare Basics ( 3 minute video )

Medicare Supplements and Medicare Advantage (3 minute video)
What Medicare pays and does not pay Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.  Medigap policies don't cover everything Medigap policies generally don't cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
All Medicare Supplement Plans ( A thruogh F ) have the exact same coverage, BUT, they don't cost the same ( 3 minute video )

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Contact us

We are here to help you with all your questions and concerns, we offer all medicare plans types, optional additional coverage in the case of cancer.  Some of the companies we work with,  Aetna, Continental Life Insurance,, Cigna, United American Insurance Co., AARP, etc...