Medicare with Care

Medicare Supplements -- Protection from Some of the Bills Medicare Doesn’t Pay like copayments, coinsurance and deductibles

We shop the market to Save YOU Money !

Turning 65 - Guaranteed
Issue


There are several things individuals should know before applying for a Medical Supplement Plan. Initial Enrollment is guaranteed issue, which means you cannot be turned down for any health reasons. The best time to apply for a Medicare Supplement is the seven month period surrounding your 65th birthday – three months before, the month of, and three months after your birthday. If you are over 65 you may still apply for a Medicare Supplement. Already have a Supplement plan give us a call about lowering your rate.

Medicare is not full coverage

Did you know that Original Medicare does not fully cover all of your Hospital and Medical expenses? Original Medicare consists of Hospital Insurance (Part A) and Medical Insurance (Part B). Original Medicare pays a good share of Medicare approved amounts for covered health care costs, but it does not pay these costs fully. That’s where a Medicare Supplement can help – paying for deductibles, coinsurance and co-payments – not covered by Original Medicare that would otherwise be your responsibility.

Filling in the gaps

If a person has chosen the Original Medicare option, he or she is also eligible to purchase a Medicare Supplement plan. Medicare Supplement, Medigap or Med Supp is private health insurance that supplements Original Medicare and helps an individual pay the coinsurance, copayments and/or deductibles not covered by Medicare. Medicare Supplement is regulated by the federal government through the Center for Medicaid and Medicare Services (CMS) and requires insurers to only sell standardized plans, which means they include the same benefits and features, regardless of the company a consumer purchases the coverage through.
[pbtheme_title type="h2" align="center" bot_margin="0px" animate="none" animation_group="" animation_delay="0" pbuilder_scid="8" pbuilder_pgid="272"]Carlos Mejia helps seniors 626-869-8206[/pbtheme_title]
00:00
By focusing on the knowledge of Medicare Medigap Supplemental choices and cost each year, I can assist you to make informed decisions which compliment your specific healthcare necessities. I offer ALL of the Medicare Supplemental plans available today, and I will only recommend Medicare Supplemental plans that will protect your health and allow you to continue to see your personal doctor. I look forward to serving you!
Carlos MejiaSenior Counsultant
medicare-chart-2017
Trade offs between Medicare Advantage and Medicare Supplement Plans One out of every five Medicare Advantage provider networks plans did not include a regional academic medical center – these institutions usually offer the highest quality care and top specialists - and only 40% of Medicare Advantage provider networks include top-quality cancer centers, as indicated by membership in the National Cancer Institute’s network. Medicare Supplements are not limited to a network so you can go directly to any doctor or specialist in the country that accepts medicare. On the other end Medicare Advantage may be just fine if you are healthy, but problems may crop up if your healthcare needs become more complex and you have very specific healthcare provider preferences.

" I can can guide you through the puzzle known as Medicare and help find the right plan FOR YOU " - - - Compare, Learn, Enroll, Save !

Contact-Us-Red-Button-CTA-Vector-JPG-Graphic-Cave-1080x628

Serving all of Arizona and California


Carlos Mejia
Independent Insurance Agent

626-869-8206

[email protected]

"All in one coverage plan - Dental, Hearing and Vision" also available
Guaranteed Issue, Anyone ages 18 to 85, any dentist - just submit your receipt